Building Wealth in India’s New Financial Era | Investing, Risk, Real Strategy | Samarth Bhatia | TTP

How do successful investors build wealth—and more importantly, how do they preserve it?

In this episode of To The Point with Lalit Mathur, Lalit sits down with Samarth Bhatia, Assistant Vice President at JM Financial Ltd., to explore the principles behind building, managing, and preserving wealth in today's rapidly evolving financial markets.

With over a decade of experience in wealth management and exposure to multiple market cycles, Samarth shares insights into how affluent investors and High-Net-Worth Individuals (HNIs) approach financial planning, portfolio diversification, risk management, and long-term wealth creation.

In this conversation, we explore:

How wealth management has evolved over the last decade

Building trust between wealth managers and clients

How to think about diversifying a ₹10 crore portfolio

Staying disciplined during market volatility

How investors should evaluate IPO opportunities

The importance of asset allocation and portfolio diversification

Common mistakes made by wealthy investors

The role of Artificial Intelligence in investment advisory

Understanding risk beyond market volatility

The impact of behavioural finance on investment decisions

Family wealth and succession planning

Intergenerational wealth transfer

Financial principles young investors should follow

The future of India's wealth management industry

The episode concludes with a rapid-fire round and one powerful piece of financial advice for Samarth's 25-year-old self.